Find Swift Codes Here

What is Swift Codes?

Here in this article, we will cover the Swift basics. You must have heard of swift BIC codes if you ever happen to transfer or get money internationally. This codes is used for transaction of money from country to other. This codes is identifier of the bank and branch.

Although, many branches do not have Swift codes but they utilize the Swift codes of other branch or of other city’s branch. So, same bank can know the account number of recipient and then received money can be credited on wire.

The example of swift is like –


  • First 4 characters (XXXX) are the code of the bank (only letters are allowed)
  • Next 2 characters – ISO 3166-1 alpha-2 (YY) are the code of the country code (only letters are allowed)
  • Next 2 characters¬† (ZZ) – this is the location code (letters and digits are allowed)
  • Last 3 characters (AAA)- are the code of respective bank branch, optional¬† (here letters and digits are allowed)

For HDFC Bank Delhi branch Swift code is –>¬† HDFCINBBDEL

Swift Code is a standard format of Bank Identifier Codes (BIC). These codes have been started with an intention to make financial transaction things run smoothly. As everything is becoming global and people are doing business all over the world and thus the need to have smooth traction increased in due course of time.

For example, if you are doing any IT work (such website coding and designing) sitting in India for client that is remotely located in Denmark, then how payment would be transferred if they are not taking any help of payment processor (such as Paypal). Here in this case Swift BIC codes would be required to exactly identify the bank and branch.

In addition to Swift BIC codes, you will also requires IFSC codes, bank account number, name of bank account holder to complete the transaction. This type transaction is also helpful when you do not want other to know about your business and volume of business you re doing.